Romeo Raabe
Romeo Raabe has been helping people finance Long-Term Care since 1988. Long-term care is something that 1 out of 2 people will need in their lifetime. The cost of long-term care is the number one reason senior citizens go broke. There are ways that I can help pay the costs of nursing care which have enabled people to be cared for at home rather than going into a nursing facility - even when finances would not normally allow that. Others may be able to choose assisted living facilities or the nursing home they prefer if they can no longer stay at home. Long-term care planning can help people avoid wearing out their family caregivers.
Romeo works as a trainer for the largest "wholesaler" of Long-Term Care insurance products in the Midwest. In this capacity he travels and trains agencies on how to use Long Term Care Insurance products appropriately. He also teaches the newest designation in our industry, the LTCP (long term care professional) and travels often to various state and national conventions as a speaker on the topic of financing Long-Term Care and how to use Long Term Care insurance appropriately.
His practice is "The Long Term Care Guy" in Green Bay, WI where he not only sells Long-Term Care insurance, but works to assist people who may not be able to qualify for such insurance with alternative ways to pay for the costs of Long-Term care – before or after the need occurs.
Wisconsin requires all licensed insurance agents to take 24 credits of classes biannually to keep their license. Romeo writes and teaches these courses, but only in the area of Long-Term care for product distributors, for Kaplan Financial in Milwaukee, for NAIFA, the National Association of Insurance and Financial Advisors, for the FPA, the Financial Planning Association, and the American College in Bryn Mawr, PA.
He is consulted regularly by elected officials both on the State and Federal level for suggestions on how we can encourage people to pay their own costs of care as the Medicaid program is severely under funded and has no possible way to handle the baby boom generation’s upcoming Long-Term Care costs with taxpayer dollars.
He writes articles for a number of industry publications and has had several articles about him appear in Kiplinger’s Personal Finance magazine.
For more info on Long Term Care,
CLICK HERE and visit the U.S. Department of Health and Human Service's website