Romeo Raabe
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Annie’s Mailbox on Families Caring for Parents

By Romeo Raabe | Jun 23, 2017

Caregiver deserves a break Dear Annie:  I am 63, and I help daily with my 94-year-old mother, who lives by herself. I run errands, and I keep her yard nice.  I have a brother and sister who live out of state.  They come back to visit from time to time.  When they do visit, they…

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You’re Probably Going to Need Medicaid

By Romeo Raabe | Jun 16, 2017

The Opinion Pages | The New York Times OP-ED CONTRIBUTORS By DAVID GRABOWSKI, JONATHAN GRUBER and VINCENT MOR Imagine your mother needs to move into a nursing home. It’s going to cost her almost $100,000 a year. Very few people have private insurance to cover this. Your mother will most likely run out her savings until she qualifies for Medicaid. This…

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Alzheimer’s Progression: Is It Possible to Predict?

By Romeo Raabe | Jun 15, 2017

Experts estimate that specialized physicians now have the tools to diagnose Alzheimer’s disease with more than 90 percent accuracy. That fact sent me in search of data on symptoms, and when and in what order they are likely to occur after diagnosis. About 15 months ago, my husband was diagnosed with Alzheimer’s, and I continue…

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Alzheimer’s Deaths Increased By Over 50% From 1999 to 2014

By Romeo Raabe | May 30, 2017

Reuters News Service reports that U.S. deaths from Alzheimer’s disease rose by more than 50 percent from 1999 to 2014, and rates are expected to continue to rise, reflecting the nation’s aging population and increasing life expectancy, American researchers said on Thursday. Alzheimer’s is the sixth-leading cause of death in the United States, accounting for…

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1.4 million U.S. Children Are Caregivers For Parents

By Romeo Raabe | May 15, 2017

According to the Bill and Melinda Gates Foundation, 22% of high school dropouts cite caregiving as the reason for leaving school. Melinda Kavanaugh is one of only a few scholars around the country studying the physical and psychological well-being of these young people who are left out of other caregiver studies.  Her work focuses on…

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May is Disability Awareness Month – Does Long Term Care Keep You Up at Night?

By Romeo Raabe | May 12, 2017

Becoming disabled from sickness or accident and unable to work is a significant problem for many. Once retired you might think this is no longer a concern. But what if you became disabled enough to need assistance with bathing, or dressing, or moving about (arthritis)?  50% of Long Term Care is due to dementia, something…

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Helping Solve Problems Over the Telephone

By Romeo Raabe | May 4, 2017

It’s been another fun day helping folks from all over solving problems with Long Term Care.  The first call came in early this morning.  The man was referred to me by an attorney.  His father is in an assisted living facility, and has been spending down his life’s savings.  With very little left, the facility…

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Have You Ignored the Most Expensive Risk You Face?

By Romeo Raabe | Apr 14, 2017

How can anyone in their right mind ignore the probability of an expensive and extensive need for care in later life?  I’ll explain how and why this is so often ignored by consumers and financial advisors after some explanations. No matter how well you have constructed your pans for retirement and the disposition of your…

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Do I need Help, or Am I Okay On My Own Yet?

By Romeo Raabe | Mar 24, 2017

A few days ago I got a call from an elderly client who had purchased long-term care (LTC) insurance many years ago.  The client wanted to know what type of care it would pay for. I inquired about health and ability to do everyday things around the house and received a response that falling has…

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