Debtors Prison: A throwback to generations ago
Debtors prison (long ago) was where you might end up until you could pay your bills or get someone to pay them for you. How does this relate to Long Term Care? Long term care is very expensive, and most Americans have not prepared for it. When an assisted living facility costs $4000/month for hands…
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You Too Can Be a Hero
You can be a hero because you’ve got a “guy”! At some point in your life, you will know of a friend or loved one who will need care in their later years. Unless they are wealthy or have LTC insurance, they will rapidly spend down to impoverishment and end up on a program called…
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Financial abuse against the elderly most often committed by those closest to them
Quote: “While 68% of older investors believe that a stranger would be the likely perpetrator of financial exploitation against them, the reality is starkly different, according to Wells Fargo & Co., which released the results of its elder needs survey on Tuesday morning. Two-thirds of financial crimes against the elderly are committed by those who are…
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Wisconsin’s Long-Term Care Workforce At Crisis Level
“Wisconsin’s Long-Term Care Workforce At ‘Crisis Level,’ Report Finds by Brady Carlson, Wisconsin Public Radio “A coalition of Wisconsin health care organizations is warning that the state’s shortage of long-term care providers continues to grow. The study, put together by several groups across the state, says 1 in 5 direct caregiver positions in the state…
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Immigration Problem, or Caregiver Problem?
From the Washington Post BOSTON — After back-to-back, eight-hour shifts at a chiropractor’s office and a rehab center, Nirva arrived outside an elderly woman’s house just in time to help her up the front steps. Nirva took the woman’s arm as she hoisted herself up, one step at a time, taking breaks to ease the…
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Caregiving For Parents Can Put a Huge Dent in Your Budget
by Sarah O’Brien CNBC If you think you might end up caring for Mom or Dad in their twilight years, be aware of an issue that catches many caregivers off-guard: The big hit to your own pocketbook. More than two-thirds of caregivers (68 percent) report providing financial support role, according to Northwestern Mutual’s 2018 C.A.R.E.…
Read MoreLearn How to Protect Your Money with An Irrevocable Funeral Trust!
- Learn how Funeral Trusts can protect some of your money from nursing care costs
- Use our Free LTC Calculator to plan for Long Term Care out of pocket
- Visit our Blog for Up-to-Date LTC Information
- For more info on Long Term Care,visit the U.S. Department of Health and Human Services' website
You May Not Need As Much As You Think
There are strategies to help people planning in advance while still healthy. Strategies for those not healthy enough to qualify for Long-Term Care insurance, and even strategies for those already in care or in a facility, making money last longer, or protecting some of their funds for their final expenses. All done without making you go broke. Protect your hard-earned money!
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Testimonials
Approximately 1 ½ years ago, you had called regarding my mother’s insurance (Phyllis). I told you that we had put her in a nursing home and sold her condo. I was referred to Romeo, The Long Term Care Guy to help with proceeds of the sale of her condo.
Romeo was able to put all of the proceeds in burial trusts for my mother and all of her kids. I was little skeptical at first – wondering if the state was going to come back at me for the money, but he assured us that he had an attorney that would fight it if that happened.
Well it worked! I filed with the state after the sale and they never questioned it. She didn’t have a lot but it was something that in a way she was able to give back to her kids.
It was a difficult, very confusing time and I had no idea where to go – thank you so much for caring enough to make the suggestion! I’ve been wanting to let you know the outcome for a long time and recently saw your advertisement in the Howard Suamico newspaper and it minded me to do so.
Thanks again!
Joan
I have been in the insurance industry for 36 years helping my clients with their insurance needs. But if they are in need of Senior planning such as Long Term Care Insurance, Funeral Trusts or other Seniors planning strategies I call Romeo because of his vast knowledge and expertise in this area.
He is a great resource and will present additional ideas that help my client and also earn me additional commissions!!!
Larry Goebel
GOEBEL Insurance & Financial
Fond du Lac WI
Romeo has been helping our clientele for over 30 years. He is professional, energetic and very knowledgeable, not only with Long Term Care but with burial trusts to help save family monies. My last client sold her condo and all that money would have gone to the nursing home if it wasn’t for Romeo setting up family burial trusts. I will always highly recommend Romeo Raabe.
James R. Lenz
G.H. Lenz and Associates
2225 Velp Ave
Green Bay WI 54303
920-434-1609 Phone
920-434-9377 Fax
jlenz@lenzins.com