Observations from a Recent Hospital Stay
Recently, I was an inpatient in a hospital after having surgery. While there, I visited with a number of nurses and CNAs (certified nursing assistants) while they were caring for me. Nearly every one of the CNAs had started their careers in a long-term care (LTC) facility. The reasons these workers moved on to a…
Read MoreBeware insurance agents offering new “can’t lose” long term care insurance
Insurance companies are wooing insurance agents with something they are already familiar with – life insurance – with what looks like a neat extra benefit: it will also pay for long term care (LTC). It’s a two for one deal–it pays for LTC, and if that is not needed, your heirs get the life insurance…
Read MoreLong-Term Care: Tips for Planning and Paying
It’s not a pleasant scenario: your health has deteriorated to the point where your spouse can no longer take care of you on their own, and you need to consider long-term care. Or you had a fall that broke your hip, and surgery is out of the question. Or your memory is failing. Our bodies…
Read MoreLearn How to Protect Your Money with An Irrevocable Funeral Trust!
- Learn how Funeral Trusts can protect some of your money from nursing care costs
- Use our Free LTC Calculator to plan for Long Term Care out of pocket
- Visit our Blog for Up-to-Date LTC Information
- For more info on Long Term Care,visit the U.S. Department of Health and Human Services' website
You May Not Need As Much As You Think
There are strategies to help people planning in advance while still healthy. Strategies for those not healthy enough to qualify for Long-Term Care insurance, and even strategies for those already in care or in a facility, making money last longer, or protecting some of their funds for their final expenses. All done without making you go broke. Protect your hard-earned money!
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Testimonials
Approximately 1 ½ years ago, you had called regarding my mother’s insurance (Phyllis). I told you that we had put her in a nursing home and sold her condo. I was referred to Romeo, The Long Term Care Guy to help with proceeds of the sale of her condo.
Romeo was able to put all of the proceeds in burial trusts for my mother and all of her kids. I was little skeptical at first – wondering if the state was going to come back at me for the money, but he assured us that he had an attorney that would fight it if that happened.
Well it worked! I filed with the state after the sale and they never questioned it. She didn’t have a lot but it was something that in a way she was able to give back to her kids.
It was a difficult, very confusing time and I had no idea where to go – thank you so much for caring enough to make the suggestion! I’ve been wanting to let you know the outcome for a long time and recently saw your advertisement in the Howard Suamico newspaper and it minded me to do so.
Thanks again!
Joan
I have been in the insurance industry for 36 years helping my clients with their insurance needs. But if they are in need of Senior planning such as Long Term Care Insurance, Funeral Trusts or other Seniors planning strategies I call Romeo because of his vast knowledge and expertise in this area.
He is a great resource and will present additional ideas that help my client and also earn me additional commissions!!!
Larry Goebel
GOEBEL Insurance & Financial
Fond du Lac WI
Romeo has been helping our clientele for over 30 years. He is professional, energetic and very knowledgeable, not only with Long Term Care but with burial trusts to help save family monies. My last client sold her condo and all that money would have gone to the nursing home if it wasn’t for Romeo setting up family burial trusts. I will always highly recommend Romeo Raabe.
James R. Lenz
G.H. Lenz and Associates
2225 Velp Ave
Green Bay WI 54303
920-434-1609 Phone
920-434-9377 Fax
jlenz@lenzins.com