The Long Term Care (LTC) Blog
Do You Want to Receive Home Care, but can’t afford it?
As you age, and fear that the time may come when you need help with day to day activities such as getting up, dressed, and preparing breakfast, do you worry how you might pay for such care? You’ve heard it is expensive. You cannot afford this care or are not healthy enough to purchase Long-Term…
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I Need Advice and Resources
A family member or loved one needs long term care and needs advice. Where do I go to find this? What will this cost? We don’t have enough money to pay for this kind of care, what can we do? Babies do not come with instruction manuals and neither does long term care. Just like…
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Two Million Dollars in 30 years for $3500 per year
If you could start a plan that gives you 2 million dollars for you and 2 million dollars for your spouse’s Long Term Care that costs $3500/year, would you be interested? Fifteen years ago a nursing home was $4500/month. Today it is $10,000 a month. In 30 years, when todays 55 year olds are 85,…
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Been Turned Down for LTC Insurance?
Have you been turned down for LTC insurance? Would you like to get some if you could? Give TheLongTermCareGuy.com a call at (920) 884-3030 and let’s get you a policy. I have two companies you can only buy from once you are already in a LTC facility. That’s right, already in care. Two different companies.…
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Debtors Prison: A throwback to generations ago
Debtors prison (long ago) was where you might end up until you could pay your bills or get someone to pay them for you. How does this relate to Long Term Care? Long term care is very expensive, and most Americans have not prepared for it. When an assisted living facility costs $4000/month for hands…
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You Too Can Be a Hero
You can be a hero because you’ve got a “guy”! At some point in your life, you will know of a friend or loved one who will need care in their later years. Unless they are wealthy or have LTC insurance, they will rapidly spend down to impoverishment and end up on a program called…
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Financial abuse against the elderly most often committed by those closest to them
Quote: “While 68% of older investors believe that a stranger would be the likely perpetrator of financial exploitation against them, the reality is starkly different, according to Wells Fargo & Co., which released the results of its elder needs survey on Tuesday morning. Two-thirds of financial crimes against the elderly are committed by those who are…
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Wisconsin’s Long-Term Care Workforce At Crisis Level
by Brady Carlson, Wisconsin Public Radio “A coalition of Wisconsin health care organizations is warning that the state’s shortage of long-term care providers continues to grow. The study, put together by several groups across the state, says 1 in 5 direct caregiver positions in the state is going unfilled. That’s up from 1 in 7…
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Immigration Problem, or Caregiver Problem?
From the Washington Post BOSTON — After back-to-back, eight-hour shifts at a chiropractor’s office and a rehab center, Nirva arrived outside an elderly woman’s house just in time to help her up the front steps. Nirva took the woman’s arm as she hoisted herself up, one step at a time, taking breaks to ease the…
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