The Long Term Care (LTC) Blog

This is my 27th year of doing Long Term Care planning exclusively.  Many of my clients come by referral from financial planners and attorneys all over Wisconsin. You can check me out at www.TheLongTermCareGuy.com,  Call me at (920) 884-3030 to schedule a visit or just ask questions.

While it may be prudent to stay at home right now due to the Coronovirus, questions about how to handle long term care for someone who now needs it will arise.  While I cannot help find care, I can offer ideas on how to access benefits to pay for such care. Are you aware that…

Over 550 nursing homes in the United States have closed in the past 4 years. Almost 60% of them—328—closed in just the past 20 months.  Wisconsin was one of 9 states that accounted for more than half of the closures. Brown County, WI, where Green Bay is located, has lost 4 in the past 4…

I just viewed an email from a stockbroker containing information on Long Term Care (LTC) and LTC insurance.  It mentioned that 70% of people who reach age 65 will need LTC services.  That statistic is accurate and comes from the US Department of Health and Human Services. The email then went on to say how…

Are you one of the people worrying about putting off long term care planning?  Sure, it’s no fun to think about, but it’s actually a fairly simple discussion. First, some good news: Contrary to what you might think, most people do not need to worry about having to live in a nursing home.  These days,…

Providing long-term care isn’t the problem. We know how to do that. Paying for it is. So, I’m going to define the long-term care financing problem. Both government and scholars have focused corrective action on symptoms of the problem instead of its causes. Long-term care for our Burgeoning Elderly Population includes a broad range of…

By Judith Graham , Kaiser Health News December 12, 2019 NAVIGATING AGING Navigating Aging focuses on medical issues and advice associated with aging and end-of-life care, helping America’s 45 million seniors and their families navigate the health care system. It was a promise Matt Perrin wasn’t able to keep.   “I’ll never take away your independence,” he’d…