Romeo Raabe
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You Too Can Be a Hero

May 22, 2018

You can be a hero because you’ve got a “guy”! At some point in your life, you will know of a friend or loved one who will need care in their later years.  Unless they are wealthy or have LTC insurance, they will rapidly spend down to impoverishment and end up on a program called…

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Financial abuse against the elderly most often committed by those closest to them

May 15, 2018

Quote: “While 68% of older investors believe that a stranger would be the likely perpetrator of financial exploitation against them, the reality is starkly different, according to Wells Fargo & Co., which released the results of its elder needs survey on Tuesday morning. Two-thirds of financial crimes against the elderly are committed by those who are…

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Wisconsin’s Long-Term Care Workforce At Crisis Level

May 2, 2018

by Brady Carlson, Wisconsin Public Radio “A coalition of Wisconsin health care organizations is warning that the state’s shortage of long-term care providers continues to grow. The study, put together by several groups across the state, says 1 in 5 direct caregiver positions in the state is going unfilled. That’s up from 1 in 7…

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Immigration Problem, or Caregiver Problem?

Apr 23, 2018

From the Washington Post BOSTON — After back-to-back, eight-hour shifts at a chiropractor’s office and a rehab center, Nirva arrived outside an elderly woman’s house just in time to help her up the front steps.  Nirva took the woman’s arm as she hoisted herself up, one step at a time, taking breaks to ease the…

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Caregiving For Parents Can Put a Huge Dent in Your Budget

Apr 17, 2018

by Sarah O’Brien CNBC If you think you might end up caring for Mom or Dad in their twilight years, be aware of an issue that catches many caregivers off-guard: The big hit to your own pocketbook. More than two-thirds of caregivers (68 percent) report providing financial support role, according to Northwestern Mutual’s 2018 C.A.R.E.…

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Two more Wisconsin nursing homes closing, both citing Medicaid reimbursement problems

Apr 9, 2018

From McKnight’s Long-Term Care News You’ve heard me say it before, if your plan is Medicaid to pay for your long term care (LTC), chance are good you will find no room at the inn with no alternatives except moving in with your children whether they can provide the care needed or not! In the…

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LTC Insurance for People Who Were Told They Cannot Get it

Apr 4, 2018

If you went to your car insurance agent or your life insurance agent, and tried to get LTC insurance and were turned down, it does not mean you can’t get it.  It simply means your agent did not have the tools available to find you coverage. If you were declined due to some medical reason,…

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Huge Shortage of Long Term Care Workers Getting Worse

Apr 3, 2018

From Kaiser Health News 3-26-2018 “Nationwide, 1 million immigrants work in direct care — as CNAs, personal care attendants or home health aides — according to the Paraprofessional Healthcare Institute, a New York-based organization that studies the workforce. Immigrants make up 1 in 4 workers, said Robert Espinoza, PHI’s vice president of policy. Turnover is…

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The Price Caregivers Pay

Mar 27, 2018

When couples weigh the price of whether one of them should take a career break to care for an aging parent or another family member, they usually make a pretty simple price calculation: they compare the earning power against the cost of a professional caregiver.  There are a number of other costs to take into…

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The Long Term Care Guy