How was your Easter?

Apr 8, 2021

It may have been as long as a year or more since family members were with the seniors in their lives.  Now that some families are cautiously getting together again, Easter might have been one of first times they have been together in person. How were the seniors in your family doing? Have things changed…

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Alzheimer’s May Strike Women and Men in Different Ways

Mar 11, 2021

At the end of February, the website HealthDay published an article entitled “Alzheimer’s May Strike Women and Men in Different Ways”. ( ) Here is a quote from that article: “The ravages of Alzheimer’s may strike later in women than men, but once it takes hold women tend to deteriorate far faster than men, according…

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Long-Term Care Insurance: First, You Should Find an Agent: Wall Street Journal

Feb 15, 2021

I often cringe when I see a newspaper or magazine article that discusses long-term care because so many include misleading or outdated information.  I was pleasantly surprised when I read this Wall Street Journal article. My approach—and my qualifications—are very consistent with what was outlined here. Wall Street Journal Reports Monday February 8th, 2021 Long-Term…

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You’ve planned ahead–or have you?

Dec 16, 2020

So, you’ve given the house (or farm or some other assets) to the children long ago so the government will pay for your long-term care, and you’re feeling proud of yourself for having planned ahead.   But, I have some bad news for you—did you know that almost no assisted living facilities will accept you…

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It’s the Holidays, Let’s Talk

Nov 30, 2020

How long has it been since you have seen all of the family?  How are they doing?  Perhaps not as well as last year?  Perhaps it’s time to talk. It’s the holidays, this is the time of year when many families realize a family member is not doing as well as s(he) has in the past,…

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Have you ever wondered….

Oct 12, 2020

Do you have questions about the cost of long term care? Are your clients confused about the many options, how to choose coverage, or if it’s necessary for them? I’m Romeo Raabe LUTCF, LTCP and I’m known as The Long Term Care Guy–in fact, my website is and I work exclusively on Long Term…

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Aug 7, 2020

More than 18 million people have been infected by coronavirus worldwide, about a quarter of them in the United States. It is likely to be years before the costs for those who have recovered can be fully calculated, according to Reuters interviews with approximately a dozen physicians and health economists. These experts point to the potential for…

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Aging in Place: What Every Senior Should Know

Jun 24, 2020

By Alejandra Roca Introduction: Aging in America By 2030 every Baby Boomer will be over 65, and will make up 21 percent of the population. And by 2060, almost 25 percent of Americans will be 65 and older. The aging population will have many far-reaching implications for American society, and how to care for older citizens is…

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Homes Might Turn Away Medicaid Residents

Jun 17, 2020

Some homes might have to turn away residents covered through Medicaid because the operation simply can’t afford the low reimbursement rate in return. If a home accepts too many Medicaid residents, it’s at risk of closing permanently and not having the ability to serve its current Medicaid residents, Vander Meer said. A version of that…

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