Wall Street Article on Assisted Living Costs Increasing

Oct 31, 2012

This weekend’s WSJ features an article titled The Cost of Living Longer.  It describes the difficulty families have finding affordable assisted living facilities for their loved ones.  Facilities are bundling their add on costs into the monthly fee and you may be paying for services you do not need.  The average assisted living facility cost…

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Bill in Congress to Restrict Medicaid to Really Needy

Oct 24, 2012

Congressman Charles W. Boustany, Jr., MD (R, LA) introduced the Medicaid Long-Term Care Reform Act of 2012 (H.R. 6300) on August 2, 2012.  This legislation advances the cause of responsible LTC planning and rational LTC public policy.  The short description of H.R. 6300 and the full text can be found on http://thomas.loc.gov.  This bill may…

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450 Billion Reasons to Help Consumers

Oct 5, 2012

An article in Forbes Magazine recently quoted a study performed by AARP that approximately 42.1 million unpaid caregivers are helping family members with their “limitation in daily activities.” “Caregivers can be children, spouses, siblings or even close friends, but the ‘average’ caregiver is a 49-year-old woman who spends nearly 20 hours per week caring for…

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You Still Can Help Your Client Once They Are Already IN the Nursing Home!

Sep 20, 2012

I met a couple this weekend at a farmer’s market who purchased LTCi from me years ago.  They thanked me and hoped they never have to use it.  They also told me of a friend who is now in a nursing home and I explained that I can often still protect some of their money…

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