Constant drumbeat of costs often overwhelms caregivers

An article in the Wall Street Journal details how an AARP caregiving expert ends up broke!

An article in the Wall Street Journal details how an AARP caregiving expert ends up broke and $120,000 in debt trying to care for her parents in need of long-term care. (“Caring for Older Relatives is So Expensive That Even AARP’s Expert Filed For Bankruptcy”, Wall Street Journal, 2-22-22).… Read more...

156 Wisconsin assisted living facilities closed through September 1 of this year

381 Assisted Living Facilities Closed from 2019 through this September!

381 assisted living facilities closed from 2019 through this September!

WHY?  They accepted Medicaid (welfare) whose reimbursement is less than the cost to care for their residents.

If you lose money on every customer, can you make it up with volume?… Read more...

Family-Provided Care Can Work–Sometimes

Family-Provided Care Can Work--Sometimes

The September, 2021 issue of the journal Health Affairs features a study that family-provided care (spouse or adult children) for dementia greatly diminishes the chances that the individual will need to enter a nursing home. However, full time caregiving will burn out the support team.… Read more...

Free Post Covid Visit

If anyone has any questions or confusion on dealing with long term care, or the insurance which pays for it, I am here as a reference and to help.

I am 71, have been helping folks for 30 years with this, and now this is my giving back.… Read more...

Alzheimer’s May Strike Women and Men in Different Ways

At the end of February, the website HealthDay published an article entitled “Alzheimer’s May Strike Women and Men in Different Ways”. ( )

Here is a quote from that article: “The ravages of Alzheimer’s may strike later in women than men, but once it takes hold women tend to deteriorate far faster than men, according to a new study.… Read more...

Long-Term Care Insurance: First, You Should Find an Agent: Wall Street Journal

Wall Street Journal: First, You Should Find an "Long Term Care Insurance" Agent

I often cringe when I see a newspaper or magazine article that discusses long-term care because so many include misleading or outdated information.  I was pleasantly surprised when I read this Wall Street Journal article. My approach—and my qualifications—are very consistent with what was outlined here.Read more...

You’ve planned ahead–or have you?

Rome's Whiteboard

So, you’ve given the house (or farm or some other assets) to the children long ago so the government will pay for your long-term care, and you’re feeling proud of yourself for having planned ahead.   But, I have some bad news for you—did you know that almost no assisted living facilities will accept you if you are on Medicaid? … Read more...

It’s the Holidays, Let’s Talk

Rome's Whiteboard

How long has it been since you have seen all of the family?  How are they doing?  Perhaps not as well as last year?  Perhaps it’s time to talk.

It’s the holidays, this is the time of year when many families realize a family member is not doing as well as s(he) has in the past, and may need some help. … Read more...