Long Term Care Partnerships - The Long Term Care Guy

Alzheimer’s May Strike Women and Men in Different Ways

At the end of February, the website HealthDay published an article entitled “Alzheimer’s May Strike Women and Men in Different Ways”. (https://consumer.healthday.com/2-25-alzheimers-may-strike-women-men-in-different-ways-2650728831.html )

Here is a quote from that article: “The ravages of Alzheimer’s may strike later in women than men, but once it takes hold women tend to deteriorate far faster than men, according to a new study.… Read more...

Posted in Alzheimers, Assisted Living, Long Term Care Costs, Long Term Care Insurance, Long Term Care Partnerships, LTC Financing Strategies, Medicaid

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Have you ever wondered….

Do you have questions about the cost of long term care?

Are your clients confused about the many options, how to choose coverage, or if it’s necessary for them?

I’m Romeo Raabe LUTCF, LTCP and I’m known as The Long Term Care Guy–in fact, my website is www.TheLongTermCareGuy.com… Read more...

Posted in Alzheimers, Assisted Living, Home Care, Irrevocable Burial Trust, Long Term Care Costs, Long Term Care Insurance, Long Term Care Partnerships, LTC Financing Strategies, Medicaid, Protecting Money from Nursing Homes, Reverse Mortgages, Veteran's Benefits, When to Buy LTC

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Happy Holidays – How is Grandma?

While your family was together at Thanksgiving, was there evidence that older family members are not taking care of themselves as well as they could be or used to?

Perhaps your loved one is not driving as much as before, or perhaps should not be driving at all.… Read more...

Posted in Alzheimers, Assisted Living, Home Care, Irrevocable Burial Trust, Long Term Care Costs, Long Term Care Insurance, Long Term Care Partnerships, Medicaid, Protecting Money from Nursing Homes, Reverse Mortgages, Veteran's Benefits

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Teaching and Helping People is the Best Reward!

I enjoy both speaking and teaching. It is now a requirement that before a licensed insurance agent can sell any type of Long Term Care insurance, they must have an initial 8 hour certification course and every two years an additional 4 hour refresher course. … Read more...

Posted in Long Term Care Partnerships

Meetings in Washington DC With Congressmen

This has been a busy week, traveling to Washington DC to meet with congressmen and staffers on Medicaid and LTC issues.

Many were not aware of the Partnership between Medicaid and LTC insurance which came about as part of the Deficit Reduction Act of 2005. … Read more...

Posted in Government Funding Cutbacks, Long Term Care Insurance, Long Term Care Partnerships, LTC Financing Strategies, Medicaid, Medicaid Planning, When to Buy LTC

When Should I Buy LTC Insurance?

A recent article on Fox News, featuring a financial expert who shall remain nameless, stated that since there is only a 1% chance of needing Long Term Care until after 60, don’t spend a dime on it until then. Perhaps he is not aware of the statistic that 40% of Americans currently receiving LTC services are between 18 and 64.… Read more...

Posted in Alzheimers, Long Term Care Costs, Long Term Care Insurance, Long Term Care Partnerships, When to Buy LTC

450 Billion Reasons to Help Consumers

An article in Forbes Magazine recently quoted a study performed by AARP that approximately 42.1 million unpaid caregivers are helping family members with their “limitation in daily activities.” “Caregivers can be children, spouses, siblings or even close friends, but the ‘average’ caregiver is a 49-year-old woman who spends nearly 20 hours per week caring for her mother, a task that continues for nearly five years.