Long Term Care Partnerships
Americans are focused on the wrong retirement risks
A study from the Center for Retirement Research at Boston College found that Americans cite market volatility as the top retirement risk, while longevity and health care costs actually present bigger risks. The study concluded that Americans need more education about retirement risks, as well as a source of secure income and long-term care planning. … Read more...
Alzheimer’s May Strike Women and Men in Different Ways
At the end of February, the website HealthDay published an article entitled “Alzheimer’s May Strike Women and Men in Different Ways”. (https://consumer.healthday.com/2-25-alzheimers-may-strike-women-men-in-different-ways-2650728831.html )
Here is a quote from that article: “The ravages of Alzheimer’s may strike later in women than men, but once it takes hold women tend to deteriorate far faster than men, according to a new study.… Read more...
Have you ever wondered….
Do you have questions about the cost of long term care?
Are your clients confused about the many options, how to choose coverage, or if it’s necessary for them?
I’m Romeo Raabe LUTCF, LTCP and I’m known as The Long Term Care Guy–in fact, my website is www.TheLongTermCareGuy.com… Read more...
Happy Holidays – How is Grandma?
While your family was together at Thanksgiving, was there evidence that older family members are not taking care of themselves as well as they could be or used to?
Perhaps your loved one is not driving as much as before, or perhaps should not be driving at all.… Read more...
Teaching and Helping People is the Best Reward!
I enjoy both speaking and teaching. It is now a requirement that before a licensed insurance agent can sell any type of Long Term Care insurance, they must have an initial 8 hour certification course and every two years an additional 4 hour refresher course. … Read more...
Meetings in Washington DC With Congressmen
This has been a busy week, traveling to Washington DC to meet with congressmen and staffers on Medicaid and LTC issues.
Many were not aware of the Partnership between Medicaid and LTC insurance which came about as part of the Deficit Reduction Act of 2005. … Read more...
When Should I Buy LTC Insurance?
A recent article on Fox News, featuring a financial expert who shall remain nameless, stated that since there is only a 1% chance of needing Long Term Care until after 60, don’t spend a dime on it until then. Perhaps he is not aware of the statistic that 40% of Americans currently receiving LTC services are between 18 and 64.… Read more...