Yet only 3 in 10 have made a plan to address this issue.  Why would people worry about a problem many of them will face (70% per HHS), but take no action to mitigate it?  I’ve concluded the reason is that they think the insurance to pay for LTC is too expensive.… Read more...

I met a couple this weekend at a farmer’s market who purchased LTCi from me years ago.  They thanked me and hoped they never have to use it.  They also told me of a friend who is now in a nursing home and I explained that I can often still protect some of their money once they are already in a care setting and spending down to Medicaid.
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