Yet only 3 in 10 have made a plan to address this issue.  Why would people worry about a problem many of them will face (70% per HHS), but take no action to mitigate it?  I’ve concluded the reason is that they think the insurance to pay for LTC is too expensive.… Read more...

A few days ago, I overheard a woman who looked as if she were in her 50s talking on the subway to another woman who looked to be in her 50s.

One told the other, “My mother is coming to New York.… Read more...

I met a couple this weekend at a farmer’s market who purchased LTCi from me years ago.  They thanked me and hoped they never have to use it.  They also told me of a friend who is now in a nursing home and I explained that I can often still protect some of their money once they are already in a care setting and spending down to Medicaid.
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